Car Insurance in Huntington Beach
EZ Insurance Services Inc is proud to be Huntington Beach’s go-to choice for reliable, affordable car insurance. Regardless of your age, vehicle, or driving experience, we have a plan that will suit your budget and needs.
Auto insurance is a requirement for any vehicle owner. Drivers must possess, at the very least, liability insurance in the event of an accident.
We will work with you to determine the type and amount of coverage that you require. With adequate insurance, you will enjoy security and peace of mind.
Even the best and most cautious drivers can find themselves in accident situations. While the future can’t be predicted, we will help you plan and prepare for anything that may come your way. Contact EZ Insurance Services Inc today and receive a complimentary car insurance quote!
Personal Auto Insurance
In the state of California, the required minimum amounts for personal liability insurance are as follows:
- $15,000 for injury/death to one person
- $30,000 for injury/death to more than one person
- $5,000 for damage to property
Your personal premium will be an amount unique to you. The experts at EZ Insurance Services Inc will determine this figure based on the type of coverage, amount of coverage, and personal information.
For personal auto insurance, EZ Insurance Services Inc offers the following types of coverage:
Liability insurance covers damages and injuries to third parties and their property. If you are involved in an accident and are at fault, liability insurance will cover the other individual’s medical or mechanical expenses. All drivers are required to have liability insurance.
Collision coverage helps pay for repair/replacement costs to your vehicle in the event of an accident. It includes collisions with other vehicles, single-car accidents, and collisions with objects. It does not include damage by natural events, damage to other vehicles, or medical bills.
Comprehensive Vehicle Coverage
Comprehensive vehicle coverage includes protection against many risks, including natural events or disasters (e.g., fire, flooding, falling objects), theft, or vandalism. It does not protect against collision or medical expenses.
Personal Injury Protection
Also referred to as ‘no-fault’ coverage, personal injury protection includes medical expenses and other indirect costs such as compensation for lost income or child care. You will receive these payouts regardless of who was at fault in the accident.
Uninsured/Underinsured Motorist Protection
If you are involved in an accident caused by a driver with inadequate or no insurance, Uninsured/Underinsured Motorist Protection will cover or subsidize the incurred costs. It includes both medical and repair costs.
Commercial Auto Insurance
EZ Insurance Services Inc also provides coverage for the vehicles of businesses in Huntington Beach. From work trucks to company cars, our coverage will safeguard this very important aspect of your company’s capital.
Our commercial car insurance offerings include bodily injury liability coverage, property damage liability coverage, collision coverage, and comprehensive damage coverage.
EZ Insurance Services Inc’s comprehensive truck insurance will be customized to your business operations. Perhaps you ship specialized goods or hazardous materials across long distances. Our coverage will ensure your security for any transportation activities.
Business Vehicle Insurance
We will help you select the best coverage options for your company cars, trucks, or trailers.
If your business comprises five or more commercial vehicles, it may be in your best interest to choose EZ Insurance Services Inc’s fleet insurance. Maximize your protection and qualify for special rates.
Contact EZ Insurance Services Inc for a free quote!